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The Good Lord willing and the creek don’t rise,” is an attitude that many of us conduct our business under.  There are, I suppose, a lot of ways this quote can be interpreted, but I think many small businesses would tell you that they mean it to believe, “If everything goes well and my luck doesn’t run out!”  In fact, so many people rely on their “luck” that they often forego proper protection, such as Commercial General Liability Insurance.  If you are one of those who conduct your business relying on “luck,” it would behoove you to learn all that you can about BUSINESS LIABILITY INSURANCE AND YOUR PEORIA, ARIZONA COMPANY.

“Luck,” Jim Bivona of Bivona Insurance Group, LLC, an Independent Insurance Agency that services the Phoenix Metro area regarding Insurance including Phoenix, Scottsdale, Glendale, and Peoria, Arizona to name just a few, shared with a tone of irony in his voice, “is a poor basis for a successful business plan.  Research and educated insight,” he continued, “is a far better idea.  That’s why, at the very least, you should know who needs to seriously consider Commercial Liability Insurance.”

And, there are a number of businesses/businessmen who should consider Commercial Liability Insurance, including but not limited to:

  • If you represent your client’s business in any way.
  • If you interact with your clients fact to face, at your place of business or at theirs.
  • If you have access to a client’s equipment – – including their computers.
  • If you are required to have General Liability Insurance before entering into a contract.

“Typically,” Bivona also shared, “the reason people are willing to depend on their luck is because they feel by not getting proper Insurance they are saving tons of money.  In this instance, however, such is not the case.”

As you can see, BUSINESS LIABILITY INSURANCE AND YOUR PEORIA, ARIZONA COMPANY certainly is not something you want to ignore if you ARE, in fact, intent on making sure your Company and Clients are adequately and completely protected!  As a result, you should contact Jim Bivona at 623-256-1000 with any questions, and he will be happy to discuss this concept with you in greater detail, and suggest some ways you may be able to improve your Business Coverage.

 To learn more about the BIVONA INSURANCE GROUP, LLC go to

 (To learn more about this issue, check out “GENERAL LIABILITY INSURANCE.”)