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         How many people are dependent on the success of your business?  I have been self-employed for a long time.  The key word here is “self.”  I have no one else who would be adversely affected should my enterprises go “belly up.”  It would, of course, be a real challenge for my family should that happen.  Now, I am industrious, hard-working and a good Marketer, so there has been little fear in our household of me not succeeding.  You may feel the same way about your business.  However, there is one seven letter word that can annihilate all of your hard work and good intentions: L-A-W-S-U-I-T.  That’s why you need to ensure you know the answer to the question: DOES YOUR PEORIA, AZ BUSINESS NEED GENERAL LIABILITY INSURANCE?

            “You need to understand,” Jim Bivona of Bivona Insurance Group, LLC, an Independent Insurance Agency that services the Phoenix Metro area regarding Insurance including Phoenix, Scottsdale, Glendale, and Peoria, Arizona to name just a few, shared with real concern heavy in his voice, “that by definition an ‘accident’ is something one does not count on.  If you don’t have proper coverage, one incident can, literally, ‘wipe you out!’”

It’s important to know that General Liability Insurance is often combined with Property Insurance in a Business Owners Policy (BOP).  However, it often is a “stand alone” coverage as well.  The key is, you really need protection to ensure that your livelihood is safeguarded.

“Often the decision to get the coverage is made for you,” Bivona explained, “as clients may require you to carry a certain amount of General Liability before they allow you to work for them.”

As you can see, knowing the answer to the question, DOES YOUR PEORIA, AZ BUSINESS NEED GENERAL LIABILITY INSURANCE? certainly is not something you want to ignore if you ARE, in fact, intent on making sure your Company and Employees are adequately and completely protected!  As a result, you should contact Jim Bivona at 623-256-1000 with any questions, and he will be happy to discuss this concept with you in greater detail, and suggest some ways you may be able to improve your Business Coverage.

 To learn more about the BIVONA INSURANCE GROUP, LLC go to

(To learn more about this issue, check out “GENERAL LIABILITY INSURANCE”)