Did you hear about the MP at the Army Base who suspected one of the soldiers who lived off base was stealing materials from the base every night when he went home?  He was so sure that every night when the soldier drove his jeep off base he would stop him and virtually tear the jeep apart looking for something – anything – that would prove his theory.  And, every night, it was the same thing – – the MP found nothing!  This went on for about two weeks until another soldier in the motor pool figured out what the guy was stealing: you got it! JEEPS!  While this is may seem pretty funny, it wouldn’t be if that soldier was working for you instead of the U.S. Government!  That’s why you should be incredibly aware of GLENDALE CONTRACTORS AND THE NEED FOR SURETY BONDS.

“What many contractors don’t realize,” Jim Bivona of Bivona Insurance Group, LLC, an Independent Insurance Agency that services the Phoenix Metro area regarding Insurance including Phoenix, Scottsdale, Glendale, and Peoria Arizona to name just a few, offered with a great deal of sincerity in his voice, “is that frequently it is a company’s most trusted employees that are the ones that are the leading source of employee theft.”

The tales that can be relayed here are not a pretty sight:  Kickback arrangements; Customers reporting missing valuables from jobsites; Bookkeepers who manipulate credit card charges; Warehouse materials mysteriously disappearing.  If you have ever been involved in any of these, you already know the importance of Surety Bonds.

Surety Bonds actually have several coverage parts,” Bivona explained.  “You may need only part, or all, of the list, but to protect you and your company you owe it to yourself to contact an Independent Insurance Agent who sells such Bonds and see what, exactly, you DO need!”

Those “Coverage Parts” include, but are not necessarily limited to:

  • Computer Fraud – Loss of money, property, or security through the use of a computer.
  • Forgery – Loss to due to alteration of credit cards or checks.
  • Fidelity – Loss of Money, Business Property, or Securities.
  • Money & Securities – Loss by robbery or burglary on AND off the premises.

As you can see, being aware of GLENDALE CONTRACTORS AND THE NEED FOR SURETY BONDS certainly is not something you want to ignore if you ARE, in fact, intent on making sure your Business Protection is adequate and complete!  As a result, you should contact Jim Bivona at 623-256-1000 with any questions, and he will be happy to discuss this concept with you in greater detail, and suggest some ways you may be able to improve your Auto Coverage.


To learn more about the BIVONA INSURANCE GROUP, LLC go to


(To learn more about this issue, check out “CONTACTORS AND SURETY BONDS”)