SNAPSHOT by Progressive.I had the snapshot mailed to me previously, but never plugged it in. I was skeptical as to why they were really asking us to try this. Jim had it sent to me after I whined and complained about my renewal rates coming up in November 2012.
I was watching Fox news one evening and one of the commentators was bragging that because of his Progressive Snapshot, his premiums had reduced by at least $400 in one year.
I got the thing plugged in around mid November 2012, I think. I cringed every time I heard it beep when I would hit the brakes a little too hard, which happened, of course, within the first week!
However, since then, here is what I’ve paid in premiums since October (the month before my renewal):
October I paid $68.83
November I paid $74.19
December I paid $73.67
January 2013 I paid $64.92which is now lower than the premium I was paying before my November renewal. I am quite pleased with these results, and as you know, have to admit Jim was right and I was wrong. Their motives weren’t “ulterior” as I suspected!
This little gadget is quite cool actually.
Thank you, Jim and Sue for everything.
Ila A.

After 25+ years with a leading insurance carrier, I wondered if I could find similar coverage at a more competitive rate. I met briefly with Bivona agent, Sue Mersing, who offered do some checking for me. In less than a week, Sue met again with me, presenting me with several options from different carriers. In the end Sue saved me over $100 per year on my car insurance and $200/year on my homeowners insurance, and both with better coverage. Sue made the otherwise grueling task of searching for better insurance so easy and so pleasant. I have recommended her highly to my friends and family.
-Susan Traylor
While low rates are important when buying insurance, even more important is having a knowledgeable and dependable agent who stands ready with any assistance you may need. That’s where the BIVONA INSURANCE GROUP really shines. If your needs should happen to extend beyond their area of expertise, they never hesitate to contact one of the many companies they represent to find not only what you need, but at the best price available. I would, and have, recommended BIVONA INSURANCE GROUP to both friends and family – – that is the ultimate endorsement that can ever be given.

Floyd Allen

Our family has been working closely with Jim Bivona and the team at Bivona Insurance Group for the past five years. We chose Bivona Insurance Group over a larger organization because of the personal service they provide. Jim has saved us money and we have learned that we can depend on Jim to tell us the truth. You can’t place a high enough value on that trust. We would highly recommend Bivona Insurance Group because they are always there when you need them and are there to help our family’s ever changing needs. We feel like family.
– Courtney Kirner

I just wanted to send you a note to thank you for all you have provided for me as my insurance agent. You have always showed complete honesty when answering all my questions and have provided me with very economical quotes in a very competitive market. I appreciate all your willingness to help and always in a timely manner. I would highly recommend you to anyone for their insurance needs. Keep up the good work and God bless you!

A Very Satisfied Client,
Tammy Emerson

Hi Jim,
Just wanted to share my experiences with you so that other could see. You have had my represented my insurance needs for over 10 years. Your knowledge and experience are incredible. I also like the fact that you represent numerous insurance companies so that you can find me the best coverage at reasonable rate. I always recommend Bivona Insurance Group to my family and friends. Keep up the great work.


Gary “Cappy” Capozzoli
Senior Loan Officer
I’ve known Jim Bivona, of the Bivona Insurance Group, for more than three years, and in that time I have come to learn that he is a consummate insurance professional. Through his numerous years of experience, Jim has not only saved me money on my own insurances, but has opened my eyes to the benefits of working with someone like him. More than that, Jim is a caring and dependable friend who has challenged and encouraged me to carry on in my own business. Integrity and humility are two adjectives that come to mind when I think of Jim.

Patrick Sells, AAMS
Financial Advisor
Edward Jones
Buying a home is one of the most important decisions my clients make in their lifetime. And, protecting their home with the proper insurance coverage is essential. That’s why I refer all of my clients to Bivona insurance. Jim helps my clients navigate through their different options, finding the plan that suits their individual needs and 99% of the time saves them money too.

Stephanie Tarr, CSSN
Realtor, Showplace Properties
(c) 480-612-3553
(f) 602-795-9495