–Before you get a new policy or renew an existing policy–

Life doesn’t stand still—and neither should your insurance. Whether you’ve experienced a major life change or simply haven’t looked at your policies in a while, reviewing your insurance coverage is one of the most important financial check-ups you can do.

Here are five key reasons why reviewing your insurance annually is essential:

1. Life Changes Can Affect Your Needs

Got married? Bought a home? Had a baby? Started a business? These events dramatically shift your insurance needs. A policy that once fit perfectly may now leave you underinsured—or paying for things you don’t need.

Tip: Revisit your coverage after any major life event.

2. You Might Be Missing Out on New Discounts

Insurance companies regularly update their pricing models and offer new discounts based on factors like your credit score, improved driving record, bundling policies, or even home security upgrades.

Tip: Ask your agent if you qualify for any new savings.

3. Property Values and Assets May Have Changed

If you’ve made home improvements, added new valuables, or increased your net worth, your current coverage might not be enough to fully protect what you now own.

Tip: Take inventory of your belongings and share any changes with your agent.

4. Insurance Laws and Policy Options Evolve

Regulations and insurance offerings change over time. There may be better, more affordable, or more comprehensive coverage options available now that didn’t exist when you first signed up.

Tip: Stay informed and ask questions. A good agent will walk you through your options.

5. Peace of Mind

Perhaps the most important reason to review your coverage is the confidence that comes with knowing you’re protected. Insurance is about more than policies—it’s about peace of mind during life’s uncertainties.

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Let’s Review Together

If it’s been over a year since you last reviewed your coverage, or if anything in your life has changed, now’s the time. As your local Arizona insurance agent, I’m here to help ensure your coverage grows with you.

When you get a Renewal Offer on existing policies  OR  get a new policy

Basically, it’s still the policyholder’s responsibility to check coverages to make sure they are correct.

As soon as you get your new quote—or a renewal offer—be sure to review all coverages to make sure everything is what you discussed with us.

Any agent here at Bivona Insurance Group is willing to take the time to review your insurance needs.  We provide home, auto and business insurance in Glendale, Peoria, Phoenix, Arizona