“The information provided in this website is for illustration purposes only. Only the insurance policy itself contains complete coverage information. For premium quotes, specific coverage options, products and services, please contact us.”

It is generally accepted that most employers not only care about their employees, but actually consider them friends. As a result, should one of them get injured on the job, they want the opportunity to “treat that employee right,” and provide for them and their family as best as they can.  That’s why, if you are an employer, you will want to know as much as you can about PROTECTING THE EMPLOYEES OF YOUR PHOENIX, ARIZONA BUSINESS WITH WOKMEN’S COMP.

“There is no question that Workmen’s Comp is an important weapon in a company’s arsenal of protection for both its employees and its assets,” Jim Bivona of Bivona Insurance Group, LLC, an Independent Insurance Agency that services the Phoenix Metro area regarding Insurance including Phoenix, Scottsdale, Glendale, and Peoria Arizona to name just a few, shared with a logic that couldn’t be disputed, “and is a welcome safety net to any who might need to rely on it.”

The benefits derived from Workmen’s Comp are not only numerous but diverse as well.  They include, but are not necessarily limited to:

  • Medical Care for the Illness or Injury
  • Replacement Income (Usually two-thirds of the employees average wage)
  • Costs for Retraining
  • Compensation for Permanent Injuries
  • Survivor’s Benefits for Employees Killed on the Job

“There is a little more pertinent information about the Replacement Income aspect of Workmen’s Comp that should be understood,” Bivona offered, making it obvious that his further comments should be heeded.  “Eligibility for wage replacement income begins after only a few days of work are missed because of a particular injury or illness, diminishing the time without finances for the family.”

As you can see, PROTECTING THE EMPLOYEES OF YOUR PHOENIX, ARIZONA BUSINESS WITH WOKMEN’S COMP certainly is not something you want to ignore if you ARE, in fact, intent on making sure your Company and Employees are adequately and completely protected!  As a result, you should contact Jim Bivona at 623-256-1000 with any questions, and he will be happy to discuss this concept with you in greater detail, and suggest some ways you may be able to improve your Business Coverage.


To learn more about the BIVONA INSURANCE GROUP, LLC go to

(To learn more about this issue, check out “WORKERS’ COMPENSATION”)