It is intriguing how often I have heard the following utterance: “We’re too small of a company to have to worry about …..” The reality is, frequently it is the small business which needs the protection of Insurance or Bonds the most! However, because many small businesses don’t feel they need the protection they have a misconception about the coverage involved. With this thought in mind, YOUR PEORIA, ARIZONA CLEANING COMPANY AND JANITORIAL BONDS is a topic you may not want to ignore.
“My heart really goes out to businesses whose owners find themselves having to disband,” Jim Bivona of Bivona Insurance Group, LLC, an Independent Insurance Agency that services the Phoenix Metro area regarding Insurance including Phoenix, Scottsdale, Glendale, and Peoria Arizona to name just a few, shared solemnly, “for the lack of protection that would have cost them as little as $150.00 a year.”
This reminds me of what God said in Hosea 4:6, “My people are destroyed for a lack of knowledge.” And, there are a few pieces of knowledge you should be privy to if you run a Maid Service, Carpet Cleaning or Janitorial Firm, including but not limited to:
- The purpose of a Janitorial Surety Bond is to put prospective client’s minds at ease that their property and belongings are protected should they allow you to meet their cleaning needs.
- The purchase of these Bonds IS voluntary, but that does NOT mean it isn’t important.
- The Bonds in question protect only against theft. If damages occur to a client’s property or possessions a separate Insurance Policy should be purchased.
- Bonds for a company with five employees or less can be for as little as $10,000 and can cost as little as $150 or so. On the upper end, a Bond for $100,000 will run in the neighborhood of $400 or less.